Module 4

Offers & Possibilities

Compare

MICB „Moldindconbank” S.A.


Department / responsible person: Business Digital an Cards Department / Salamaha Vladimir

Contact email: vladimir.salamaha@micb.md

Contact number: +37376002848

Mobile banking:

Year since e-commerce was offered
2013
Payment processor for e-transactions
MICB „Moldindconbank” S.A.
Payment gateway
Openway E-gateway
Does the merchant have startup costs for e-commerce
200 MDL
Does the merchant pay a monthly/annual e-commerce fee?
350 MDL/monthly
Transaction processing fee
2% - cards MICB; 3%+3MDL - Moldavian cards; 3,5%+3MDL -International cards
3D security authentication
iFrame technology
Customizing the e-tailer's website with your own branding
Optional
Payment screen adjustments for smart devices
Plugins for integration with the most popular ecommerce platforms
API (connection of the bank's system with external systems)
Recurring payments
Saving the card for future payments at the e-merchant (Card on file)
No, will be available in 2024
E-merchant can refund transactions independently (via web interface)
Possibility of partial refund of a transaction
Enable payment in installments for buyers at the e-merchant
Loyalty schemes (cashback) in cooperation with e-traders
Discounts schemes supported
Additional fuctionalities and conditions
Online Fraud Monitoring (OFM) system to protect merchants from fraud

„MAIB” S.A.


Department / responsible person: Submit a form on www.maib.md/ro/persoane-juridice/e-commerce and a responsible person from maib will contact you.

Contact email:

Contact number: 1314

Mobile banking:

Year since e-commerce was offered
2012
Payment processor for e-transactions
Payment gateway
Does the merchant have startup costs for e-commerce
Does the merchant pay a monthly/annual e-commerce fee?
Transaction processing fee
YES, click on the link for more details - www.maib.md/ro/persoane-juridice/e-commerce/e-commerce
3D security authentication
iFrame technology
Customizing the e-tailer's website with your own branding
Payment screen adjustments for smart devices
Plugins for integration with the most popular ecommerce platforms
API (connection of the bank's system with external systems)
YES, find more information here https://docs.maibmerchants.md/en/
Recurring payments
Saving the card for future payments at the e-merchant (Card on file)
YES, our own solution - https://docs.maibmerchants.md/en/one-click-payments
E-merchant can refund transactions independently (via web interface)
Possibility of partial refund of a transaction
Enable payment in installments for buyers at the e-merchant
Loyalty schemes (cashback) in cooperation with e-traders
Additional fuctionalities and conditions

„VICTORIABANK” S.A.


Department / responsible person: Ceorba Cristina

Contact email: card.acceptare@vb.md

Contact number: +37322303057

Mobile banking:

Year since e-commerce was offered
2004
Payment processor for e-transactions
Payment gateway
Does the merchant have startup costs for e-commerce
Free for charge
Does the merchant pay a monthly/annual e-commerce fee?
Up to 250 USD annual charge, starting from the 2nd year
Transaction processing fee
  • 1. For cards, issued by B.C. "Victoriabank" S.A. - 2.0% of the transaction amount.
  • 2. For cards issued by other Moldovan banks - 2.5% + 0.05 USD of the transaction amount.
  • 3. For cards issued by other banks abroad - 3.0% + 0.05 USD of the transaction amount.
  • 4. The bank commission for each transaction, contested by the Cardholder or by the Bank that issued the Card (chargeback) is 25 USD (or the equivalent in Moldovan lei according to the official exchange rate on the day of payment).
3D security authentication
iFrame technology
Customizing the e-tailer's website with your own branding
Payment screen adjustments for smart devices
Plugins for integration with the most popular ecommerce platforms
WordPress Woocommerce
API (connection of the bank's system with external systems)
Recurring payments
Saving the card for future payments at the e-merchant (Card on file)
E-merchant can refund transactions independently (via web interface)
Possibility of partial refund of a transaction
Enable payment in installments for buyers at the e-merchant
Possible within the Star Card program https://starcard.md/
Loyalty schemes (cashback) in cooperation with e-traders
Possible within the Star Card program https://starcard.md/
Additional fuctionalities and conditions

„Banca de Finanţe şi Comerţ” S.A.


Department / responsible person: Departamentul Carduri

Contact email: ACrainii@fincombank.com

Contact number: +37322269865, +37368583737

Mobile banking:

Year since e-commerce was offered
2019
Payment processor for e-transactions
BPC Payments Services Plc.
Payment gateway
Does the merchant have startup costs for e-commerce
Does the merchant pay a monthly/annual e-commerce fee?
Transaction processing fee
https://fincombank.com/ro/tarify
3D security authentication
iFrame technology
Customizing the e-tailer's website with your own branding
Payment screen adjustments for smart devices
Plugins for integration with the most popular ecommerce platforms
API (connection of the bank's system with external systems)
Recurring payments
Saving the card for future payments at the e-merchant (Card on file)
E-merchant can refund transactions independently (via web interface)
Possibility of partial refund of a transaction
Enable payment in installments for buyers at the e-merchant
Loyalty schemes (cashback) in cooperation with e-traders
Additional fuctionalities and conditions

Paynet PSP


Department / responsible person: Support Service

Contact email: support@paynet.md

Contact number: (+373) 78 999 998; (+373) 68 425 125

Mobile banking:

Year since e-commerce was offered
2017
Payment processor for e-transactions
Paynet Services SRL
Payment gateway
www.paynet.md
Does the merchant have startup costs for e-commerce
2000 MDL
Does the merchant pay a monthly/annual e-commerce fee?
Transaction processing fee
from 1,5% to 3,5%
3D security authentication
iFrame technology
Customizing the e-tailer's website with your own branding
Payment screen adjustments for smart devices
Plugins for integration with the most popular ecommerce platforms
API (connection of the bank's system with external systems)
Recurring payments
Saving the card for future payments at the e-merchant (Card on file)
E-merchant can refund transactions independently (via web interface)
Possibility of partial refund of a transaction
Enable payment in installments for buyers at the e-merchant
Loyalty schemes (cashback) in cooperation with e-traders
Additional fuctionalities and conditions